{"id":13656,"date":"2015-04-16T13:22:03","date_gmt":"2015-04-16T13:22:03","guid":{"rendered":"http:\/\/www.businesscloudnews.com\/?p=222522"},"modified":"2015-04-16T13:22:03","modified_gmt":"2015-04-16T13:22:03","slug":"ncr-offers-cloud-control-for-android-based-atms","status":"publish","type":"post","link":"https:\/\/icloud.pe\/blog\/ncr-offers-cloud-control-for-android-based-atms\/","title":{"rendered":"NCR offers cloud control for Android-based ATMs"},"content":{"rendered":"<div id=\"attachment_222532\" class=\"wp-caption alignright\" style=\"width: 310px\"><a href=\"http:\/\/www.businesscloudnews.com\/wp-content\/blogs.dir\/122\/files\/2015\/04\/Bank-ATM.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-222532\" alt=\"NCR says Kalpana can nearly halve the time it takes to deploy new services\" src=\"http:\/\/www.businesscloudnews.com\/wp-content\/blogs.dir\/122\/files\/2015\/04\/Bank-ATM-300x199.jpg\" width=\"300\" height=\"199\" \/><\/a><\/p>\n<p class=\"wp-caption-text\">NCR says Kalpana can nearly halve the time it takes to deploy new services<\/p>\n<\/div>\n<p>NCR has announced a radical new approach to ATM network deployment, with a cloud-based enterprise application allowing banks to control and manage thin-client devices running a locked-down version of the Android operating system.<\/p>\n<p>Called Kalpana, the software can result in a 40 per cent reduction in cost of ownership and halves the time it takes to develop and deploy new services, the company claims.<\/p>\n<p>Robert Johnson, global director of software solutions at NCR, said banks are under pressure to improve services and reduce costs and so are \u201cmaking very careful technical choices\u201d. With increased emphasis on digital mobile and internet banking the ATM channel \u201chas started looking a little disconnected\u201d, he added.<\/p>\n<p>ATM architecture development has been relatively static over the past 10 to 15 years, and while the devices have become more sophisticated in terms of features such as cash deposit and recycling, colour screens and online chat capabilities, essentially they are all customised PCs, creating problems of management, security and cost.<\/p>\n<p>According to Andy Monahan, vice president of software engineering and general manager for Kalpana at NCR, the recent migration from Microsoft Windows XP to Windows 7 \u201chas forced a rethink\u201d and a few years ago the company decided that Monahan\u2019s team at NCR\u2019s Global R&amp;D centre in Dundee, Scotland, should \u201ctake a blank sheet of paper and ask \u2018what should we build next\u2019\u201d.<\/p>\n<p>\u201cThere are two main discussions that we have with CIOs,\u201d says Monahan. \u201cOne is whether there a viable alternative to Windows and the second is about the fact that the banks have a fairly clear idea of the IT architecture they want, and they want it to be consistent.\u201d<\/p>\n<p>The choice of operating system was relatively straightforward, he said. \u201cWhen you look across the spectrum of embedded operating systems Android is pretty standard.\u201d<\/p>\n<p>By having a thin-client Android based device \u201ceverything that is customised is removed from the device and taken into the enterprise\u201d, from where it can be configured and managed remotely. It also dramatically improves security. \u201cBy removing everything from the ATM thin-client and taking it into the cloud you create a locked-down environment that is very secure: there\u2019s no BIOS and there\u2019s no hard drives, just a secure boot loader that validates the kernel and checks all the certificates,\u201d said Monahan.<\/p>\n<p>By having the management systems in the enterprise software stack it is easier to develop new applications and services alongside other channels such as mobile and internet, ensuring a faster time-to-market and a more consistent customer experience, as well as to simplify management and maintenance tasks.<\/p>\n<p>The first ATM to work in the Kalpana environment is NCR\u2019s new Cx110, which uses Android tablet technology. Cardtronics, the world\u2019s largest retail ATM owner\/operator, has already taken delivery of the Kalpana software and Cx110 ATMs and plans to pilot them at locations in the Dallas-Fort Worth area, beginning \u201cin the next few weeks\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>NCR has announced a radical new approach to ATM network deployment, with a cloud-based enterprise application allowing banks to control and manage thin-client devices running a locked-down version of the Android operating system.<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2326,331,2327,2328,2329,1976,392],"tags":[],"class_list":["post-13656","post","type-post","status-publish","format-standard","hentry","category-andy-monahan","category-financial-services","category-fintech","category-kalpana","category-ncr","category-news-analysis","category-vendor"],"_links":{"self":[{"href":"https:\/\/icloud.pe\/blog\/wp-json\/wp\/v2\/posts\/13656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/icloud.pe\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/icloud.pe\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/icloud.pe\/blog\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/icloud.pe\/blog\/wp-json\/wp\/v2\/comments?post=13656"}],"version-history":[{"count":1,"href":"https:\/\/icloud.pe\/blog\/wp-json\/wp\/v2\/posts\/13656\/revisions"}],"predecessor-version":[{"id":13657,"href":"https:\/\/icloud.pe\/blog\/wp-json\/wp\/v2\/posts\/13656\/revisions\/13657"}],"wp:attachment":[{"href":"https:\/\/icloud.pe\/blog\/wp-json\/wp\/v2\/media?parent=13656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/icloud.pe\/blog\/wp-json\/wp\/v2\/categories?post=13656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/icloud.pe\/blog\/wp-json\/wp\/v2\/tags?post=13656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}